...we help to make property dreams happen!
Residential, Commercial, Vacant Land, Land & House Packages Individuals, Super funds, Trusts, Companies Lowest prices Quick approval Soft copy, 1 business hour Original bond, Express Post same day Bonds out to 66 months Refund on bonds that settle early (conditions apply) No accreditation required Unmatched remuneration High level authority Faster & smarter option than cash or bank guarantees **** GET INTO THE GIFT CARD DRAW – CLICK HERE ****
For established property or registered land with likely settlement under 6 months. At the time of application, (1) you'll have 'unconditional finance' approved (includes finance offers that are subject to valuation only or the current mortgage is being transferred) or (2) you are still to organise finance. With (1), you use the short application and provide 3 support documents and with (2) the long application with additional support documents.
Your client (1) already has their existing property under Contract of Sale and are looking to secure another; (2) your client wants to secure another property first, before selling their current property; or (3) they are downsizing to an alternative property. You may or may not already have finance approved; your client may be transferring their existing mortgage; or, in the case of downsizing, they'll be using cash from the sale of their existing property to settle their purchase.
Obtain Quote ApplyYour client wishes to attend an auction for (1) a specific property or (2) they are looking for an alternative occupier or investment property and will remain in the market until successful. For (1), we can issue the Deposit Bond for that specific property and if unsuccessful, they can return the bond for a refund, less our issue fee, within 30 days of issue. For (2), we can issue an 'open' Deposit Bond for up to 6 months and for 10% of the maximum price they plan to bid. Once successful at auction, they can use the Deposit Bond. If the 'open' Deposit Bond hasn't been used after 6 months, we can extend for another 6 months, however, a re-issue fee applies. They can also use an 'open' Deposit Bond if they find a property via private treaty.
Obtain Quote ApplyYour client already owns existing Australian based real estate and are looking to buy an off-the-plan apartment to occupy or as an investment; unregistered land; or a House & Land package. If they currently don't own existing real estate, select the First Home Buyer panel below. We can issue bonds up to 60 months; 66 months in Qld; and on selected projects, up to 84 months. We must issue to the Sunset or Registration Date in the Contract of Sale to protect your client, however, they are entitled to a pro-rata refund of the unexpired portion of the bond, following settlement (refer to our quote for more details) less a handling fee.
Obtain Quote ApplyYour client is looking to buy an off-the-plan apartment or unregistered land and currently doesn't own existing Australian based real estate, however, a family member, typically parents, do own real estate and are prepared to act as guarantor. If your client is buying an established property, refer to the 'Established Property' panel. Other information is the same as the 'Off The Plan' panel.
Obtain Quote ApplyYour client's SMSF or Bare Trust is purchasing established or off-the-plan property. The Trustees or Directors of the SMSF will need to go as guarantor(s) and will need to privately own existing Australian based real estate. The process involves the SMSF or Bare Trust completing the Application Form, as the buyer and the guarantor(s), a Guarantor Statement.
Obtain Quote ApplyYour client's Trust is purchasing established or off-the-plan property. Given the complexity & legal costs of trust deeds and assets within the trust being fully assessed, it's far easier and less expensive, if the trustees act as guarantor(s) and privately own existing Australian based real estate. The process involves the Trust completing the Application Form as the buyer and the guarantor(s), a Guarantor Statement.
Obtain Quote ApplyYour client's company is more likely buying commercial real estate, but maybe residential. Whilst we may be able to issue the Deposit Bond based on the financial status of the company, we may need the director(s) to go as guarantor(s) and privately own existing Australian based real estate.
Obtain Quote Apply